A CRT is an advanced estate planning method in which a highly appreciated asset is placed in an irrevocable trust to generate a lifetime income, provides an immediate tax deduction for the benefactor, while eventually benefiting a charity. Our blog “What is an Estate Trust?” covers the basic principles of an Estate Trust. CRT is […]
Charitable Remainder Trust (CRT) Read More »
An ILIT is an estate planning tool that allows you to carve out a portion of your estate as a permanent life insurance policy, in an irrevocable trust, in order to reduce or even eliminate estate tax. The basic principles of an Estate Trust are explained in our blog “What is an Estate Trust?” An
Irrevocable Life Insurance Trust (ILIT) Read More »
A family Living Trust is a revocable trust setup to avoid the expensive and lengthy probate court process. It also serves as a repository for several legal documents such as Will, Power of Attorney, Medical Directive, etc. The basic principles of an Estate Trust are explained in our blog “What is an Estate Trust?” A
Family Living Trust Read More »
The basic structure of an estate trust, its principles, and the differences between a revocable and irrevocable trusts. An Estate Trust is a three-party fiduciary relationship in which the first party, the Grantor, transfers a property to a legal entity called Trust, which is managed by the second party, the Trustee, for the benefit of
What is an Estate Trust? Read More »
The current estate tax rate and exemption amounts have been very favorable when viewed in their historic context. Estates worth more than the exemption amount are subject to an estate tax before it passes on to its beneficiaries. The Federal estate tax rate is at a historically low point at 40% and the lifetime exemption
Estate and Gift Taxes Read More »
A TIPS bond ladder can provide inflation-risk free retirement income. We will be using TIPS with 30-year maturity to build a bond ladder that generates $10K a year in inflation-adjusted real income for the next 30 years. TIPS and other bond types are described in detail in our blog “Bond Types.” TIPS (Treasury Inflation-Protected Security)
Bond Ladder Using TIPS Read More »
A comparison of maturity term, coupon rate, risk rating and tax treatment of bonds issued by the U.S. Government, its agencies and corporate. We explained bond fundamentals in our blog “How a Bond Works.” Here we compare the different bond types. U.S. Government bonds are issued by the Treasury, States or Agencies. They are high-grade
A bond is a fixed income financial instrument with complex characteristics. We reviewed the high-level characteristics of bonds in our blog “Types of Asset Classes” and compared its performance to other asset classes in “Asset Classes 30-Year Performance History.” In this blog, we provide a more detailed view of how bonds work. Companies usually issue
Stock and Call/Put options are combined to implement advanced trading strategies such as Covered Call, Married Put, Long Straddle and Spread. In the “Call and Put Options” blog we reviewed how basic stock options work. In this blog, we will use these options to build more complex derivatives that cater to specific trading strategies. Covered
Popular Option Strategies Read More »
Calls and Puts are the most common types of stock options. Call is a bullish bet the buyer makes on the stock, while Put is a bearish bet. Options allow you to participate in the price movement of the underlying asset with a much smaller investment than owning the asset outright; this is akin to
Call and Put Options Read More »
Copyright © 2025 FinCrafters | All Rights Reserved | Crafted & Marketed by
