Education

Free Upcoming Webinar

A Holistic Financial Plan Workshop

Comprehensive, yet only the things that matter the most!
  • Personal Finance Concepts
  • Economics of Home Buying
  • College Planning
  • Personal Taxes
  • Portfolio Planning
  • Stocks, Options & Bonds
  • Estate Planning
  • Retirement Planning

June 20, 2020 (Saturday) 10:30 am PT

Webinar Series

Our Webinar series is comprised of a wide variety of financial topics. Do you have an audience who could benefit from a live seminar? We would be happy to visit your office and present topics of your choice. Or, let us know your needs and we will customize a seminar for your audience.

We organize local events for people who are interested in learning about personal finance. Visit us at www.meetup.com/FinCrafters to participate!

Get notified for our next Webinar.

  • Investing for Tax-Free Retirement
  • Life of an Engineer
  • Retirement Planning
  • Economics of Home Buying
  • Fixed Index Annuity
  • Indexed Universal Life
  • Medicare & Long Term Care
  • Your Personal Finance Report
  • Portfolio Planning
  • Stocks, Options & Bonds
  • College Planning
  • Personal Taxes
  • Business Taxes for Small Business Owners
  • Estate Planning

Video COURSE

Engineering Your Tax-Free Retirement

We first learn how inflation, taxes, compounded growth and volatility impacts wealth. We then look at a macroeconomic view of Social Security and Medicare, followed by a framework to optimally allocate your savings to various tax buckets and review investment options designed to generate tax-free stable income streams during retirement. Using an engineer as a sample working professional, we take you through the investment profile of a working and retirement life, incorporating changes in income and expenses.

Course Modules:

  • What Does Inflation-Adjusted Means?
  • Power of Compounding
  • Asset Growth Using Rule of 72
  • Effect of Taxes vs. Inflation on Asset Growth
  • Investment Return and Volatility Explained
  • Saving Early vs. Starting Late: An Example
  • Life of an Engineer: Cash Flow Analysis
  • Human vs. Financial Capital
  • Macroeconomic View of Social Security & Medicare
  • Break Even Analysis of Starting Social Security Late
  • Retirement Characteristics
  • Sequence of Returns Risk
  • Tax Treatment of Retirement and Investment Accounts
  • Performance Comparison of Retirement Savings Buckets
  • Retirement Rules
  • Retirement Scenarios
  • The Future of Taxes
  • Optimal Retirement Savings Buckets
  • Modeling a Tax-Free Retirement Scenario IUL Investment
  • How to Move Asset Between Tax Buckets
  • Life Insurance Product Types
  • How IUL Works
  • IUL Benefits
  • How Index Crediting Works
  • IUL Credit Strategies vs. S&P500 Return
  • IUL vs. S&P500 Performance
  • IUL Costs
  • Mechanics of IUL
  • IRC 7702 Corridor for IUL
  • IUL Policy Design Considerations
  • Longevity Risk
  • Annuity Product Types
  • How Annuity Works
  • Annuity Benefits
  • Mechanics of Annuity
  • Annuity Policy Design Considerations
  • Annuity Tax Implications
  • Annuity Moves Efficient Frontier
  • Medicare Choices for Seniors: High Level Costs & Benefits
  • LTC Facts & Economics
  • LTC vs. Chronic Illness Benefits
  • How LTC Policy Works
  • LTC Policy Design Considerations

Video COURSE

Your Financial Planning Essentials

All you need to know about personal finance – nothing more, nothing less!  We have taken the gist of various topics in personal finance and presented the insights to you here in bite-size format. Topics covered include real estate, college, personal and business taxes, portfolios, investments, estate and retirement.

COURSE MODULES

  • Housing Costs
  • Understanding Mortgage Interest
  • TCJA Changes to Real Estate
  • Tax Implications of Home Sale
  • Mortgage Loan Qualification
  • True Cost of Ownership (TCO)
  • College Costs
  • University Endowment Model
  • College Savings Plans
  • Types of Financial Aid
  • FAFSA Process
  • The Future of Taxes
  • Income Tax Calculation Flow & Deductions
  • Quick Income Tax Calculation
  • Key Aspects of TCJA
  • Miscellaneous Tax Topics
  • Business Corporate Structures
  • Taxation of Sole Proprietorship vs. S-Corp
  • QBI Pass-Through Deduction
  • Deducting CapEx
  • Business Loss Treatments
  • Types of Asset Classes
  • Cyclic Nature of Asset Classes
  • Investment Return and Volatility Explained
  • S&P500 Performance in the Last 50 Years
  • Asset Classes 30-year Performance History
  • Portfolio Construction & Rebalancing
  • Efficient Frontier & Diversification
  • How to Analyze Stocks?
  • Morningstar’s Portfolio Analyzer
  • Stock Options
  • Popular Option Strategies
  • How Bond Works
  • Bond Types
  • Bond Ladder Using TIPS
  • Estate and Gift Taxes
  • What is an Estate Trust?
  • Living Trust
  • Irrevocable Life Insurance Trust (ILIT)
  • Charitable Remainder Trust (CRT)
  • Macroeconomic View of Social Security & Medicare
  • Break Even Analysis of Starting Social Security Late
  • Retirement Characteristics
  • Sequence of Returns Risk
  • Tax Treatment of Retirement and Investment Accounts
  • Performance Comparison of Retirement Savings Buckets
  • Retirement Rules
  • Retirement Scenarios

Workshops

We are planning to offer a 1 or 2-day live Workshop session. We would love to hear your thoughts about it. Please add yourself to the guest list. Here are some key highlights.

  • Tax-free retirement topics
  • Overall financial planning topics such as taxes, portfolio, college, estate planning, etc.
  • Presentation material handouts
  • Mobile app access to Tax-Free Retirement Calculator
  • Complimentary Personal Finance Report and consultation

DID YOU KNOW?

An investment growing at ~7% CAGR will double every decade, using the asset growth Rule of 72.

TESTIMONIALS

What our clients have to say