Education

Free Upcoming Webinar

A Holistic Financial Plan Workshop

Comprehensive, yet only the things that matter the most!

June 20, 2020 (Saturday) 10:30 am PT

Webinar Series

Our Webinar series is comprised of a wide variety of financial topics. Do you have an audience who could benefit from a live seminar? We would be happy to visit your office and present topics of your choice. Or, let us know your needs and we will customize a seminar for your audience.

We organize local events for people who are interested in learning about personal finance. Visit us at www.meetup.com/FinCrafters to participate!

Get notified for our next Webinar.

Video COURSE

Engineering Your Tax-Free Retirement

We first learn how inflation, taxes, compounded growth and volatility impacts wealth. We then look at a macroeconomic view of Social Security and Medicare, followed by a framework to optimally allocate your savings to various tax buckets and review investment options designed to generate tax-free stable income streams during retirement. Using an engineer as a sample working professional, we take you through the investment profile of a working and retirement life, incorporating changes in income and expenses.

Course Modules:

  • What Does Inflation-Adjusted Means?
  • Power of Compounding
  • Asset Growth Using Rule of 72
  • Effect of Taxes vs. Inflation on Asset Growth
  • Investment Return and Volatility Explained
  • Saving Early vs. Starting Late: An Example
  • Life of an Engineer: Cash Flow Analysis
  • Human vs. Financial Capital
  • Macroeconomic View of Social Security & Medicare
  • Break Even Analysis of Starting Social Security Late
  • Retirement Characteristics
  • Sequence of Returns Risk
  • Tax Treatment of Retirement and Investment Accounts
  • Performance Comparison of Retirement Savings Buckets
  • Retirement Rules
  • Retirement Scenarios
  • The Future of Taxes
  • Optimal Retirement Savings Buckets
  • Modeling a Tax-Free Retirement Scenario IUL Investment
  • How to Move Asset Between Tax Buckets
  • Life Insurance Product Types
  • How IUL Works
  • IUL Benefits
  • How Index Crediting Works
  • IUL Credit Strategies vs. S&P500 Return
  • IUL vs. S&P500 Performance
  • IUL Costs
  • Mechanics of IUL
  • IRC 7702 Corridor for IUL
  • IUL Policy Design Considerations
  • Longevity Risk
  • Annuity Product Types
  • How Annuity Works
  • Annuity Benefits
  • Mechanics of Annuity
  • Annuity Policy Design Considerations
  • Annuity Tax Implications
  • Annuity Moves Efficient Frontier
  • Medicare Choices for Seniors: High Level Costs & Benefits
  • LTC Facts & Economics
  • LTC vs. Chronic Illness Benefits
  • How LTC Policy Works
  • LTC Policy Design Considerations

Video COURSE

Your Financial Planning Essentials

All you need to know about personal finance – nothing more, nothing less!  We have taken the gist of various topics in personal finance and presented the insights to you here in bite-size format. Topics covered include real estate, college, personal and business taxes, portfolios, investments, estate and retirement.

COURSE MODULES

  • Housing Costs
  • Understanding Mortgage Interest
  • TCJA Changes to Real Estate
  • Tax Implications of Home Sale
  • Mortgage Loan Qualification
  • True Cost of Ownership (TCO)
  • College Costs
  • University Endowment Model
  • College Savings Plans
  • Types of Financial Aid
  • FAFSA Process
  • The Future of Taxes
  • Income Tax Calculation Flow & Deductions
  • Quick Income Tax Calculation
  • Key Aspects of TCJA
  • Miscellaneous Tax Topics
  • Business Corporate Structures
  • Taxation of Sole Proprietorship vs. S-Corp
  • QBI Pass-Through Deduction
  • Deducting CapEx
  • Business Loss Treatments
  • Types of Asset Classes
  • Cyclic Nature of Asset Classes
  • Investment Return and Volatility Explained
  • S&P500 Performance in the Last 50 Years
  • Asset Classes 30-year Performance History
  • Portfolio Construction & Rebalancing
  • Efficient Frontier & Diversification
  • How to Analyze Stocks?
  • Morningstar’s Portfolio Analyzer
  • Stock Options
  • Popular Option Strategies
  • How Bond Works
  • Bond Types
  • Bond Ladder Using TIPS
  • Estate and Gift Taxes
  • What is an Estate Trust?
  • Living Trust
  • Irrevocable Life Insurance Trust (ILIT)
  • Charitable Remainder Trust (CRT)
  • Macroeconomic View of Social Security & Medicare
  • Break Even Analysis of Starting Social Security Late
  • Retirement Characteristics
  • Sequence of Returns Risk
  • Tax Treatment of Retirement and Investment Accounts
  • Performance Comparison of Retirement Savings Buckets
  • Retirement Rules
  • Retirement Scenarios

Workshops

We are planning to offer a 1 or 2-day live Workshop session. We would love to hear your thoughts about it. Please add yourself to the guest list. Here are some key highlights.

DID YOU KNOW?

An investment growing at ~7% CAGR will double every decade, using the asset growth Rule of 72.

TESTIMONIALS

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