Free Online Course
Presented by FinCrafters
Retirement Planning Course
Course Overview
The Retirement Planning course starts off with looking at the health of the social safety-net programs and analyze when it is beneficial to delay taking social security. We then examine the personal and extraneous factors that impact wealth and expenditure in retirement. For example, what would the impact of a recession on your nest egg be?
We categorize 401k, IRA, HSA and other savings vehicles into four different tax buckets and compare their performances. We look at the industry research done for a required savings rate while working and sustainable withdrawal rate during retirement. Using FinCrafters Retirement Planning Calculator, we compare retirement scenarios with different income, savings, asset levels and length of retirement.
Modules
1
Macroeconomic View of Social Security & Medicare
2
Breakeven Analysis of Starting Social Security Benefits Late
3
Retirement Characteristics
4
Sequence of Returns Risk
5
Tax Treatment of Retirement and Investment Accounts
6
Performance Comparison of Retirement Savings Buckets
7
Retirement Rules
8
Retirement Scenarios
9
Key Takeaways
Modules
1
Macroeconomic View of Social Security & Medicare
2
Breakeven Analysis of Starting Social Security Benefits Late
3
Retirement Characteristics
4
Sequence of Returns Risk
5
Tax Treatment of Retirement and Investment Accounts
6
Performance Comparison of Retirement Savings Buckets
7
Retirement Rules
8
Retirement Scenarios
Our Promise!
Our Promise!
No Theory
Everything you're about to discover in this course is backed by real-world results. No hype and no theory. 10+ years of research and 100's of successful participants.
Never Taught Before
The training you're about to receive is brand new, cutting edge and has never been taught outside of FinCrafters' InnerCircle.
No Fluff
Karthik gets straight to the point and gives you real-world, actionable items that you can start implementing on your financial profile.
Meet Your Instructor
Karthik Ethirajan
Principal, FinCrafters
FinCrafters began as a personal passion that turned into a professional pursuit. I relish deriving insights using quantitative approaches. I enjoy pairing down complex abstract ideas to simple practical insights and communicating them. For example, how do you holistically think about savings, taxes, investments, retirement needs, etc. with personal situations such as college or estate planning factored in? I agonize over strategizing such scenarios.
I am an engineer by training and through business education from Cornell and management consulting experience learned how to think holistically, work analytically, while also being practical and able to communicate well.
Meet Your Host!
Karthik Ethirajan
Principal, FinCrafters
FinCrafters began as a personal passion that turned into a professional pursuit. I relish deriving insights using quantitative approaches. I enjoy pairing down complex abstract ideas to simple practical insights and communicating them. For example, how do you holistically think about savings, taxes, investments, retirement needs, etc. with personal situations such as college or estate planning factored in? I agonize over strategizing such scenarios.
I am an engineer by training and through business education from Cornell and management consulting experience learned how to think holistically, work analytically, while also being practical and able to communicate well.
Testimonials
Testimonials
Chitra Purohit
Sr. Business / Systems Analyst, Franklin Templeton
“Karthik has always offered sound financial advice based on my investment objectives and personal needs. His ability to distill insights from complicated financial matters is commendable. He backs up his advice with extensive research. He picked the best performing IUL plan to improve my tax-free investments profile.”
Veronica Colmenar
Supply Chain Professional, Gilead Sciences
“Karthik is my trusted financial advisor and planner. He is very knowledgeable and keeps up to date with the latest financial products and tax laws. He is committed to helping people realize their retirement goals. He gave me a financial check up and as a result created a comprehensive retirement plan to help me allocate and invest my funds in a tax efficient manner. After working with Karthik, I feel I’m better prepared for my retirement.”
Madhu Gowda
Principal Agent, Ozone Insurance
“I have known Karthik for several years. As an agent myself, I often find myself discussing tax-optimized retirement strategies with him. I trust his research and analysis to sift out the best performing financial product in the market. I strongly recommend Karthik for planning your specific retirement scenario.”
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