Tax-Free Retirement

How to Move Asset Between Tax Buckets

There are many methods available to right-size a bloated 401k or IRA account and beef up your Post-Tax asset. Tax buckets may be categorized as Taxable, Tax-Deferred, Pre-Tax, or Post-Tax accounts. Account examples and tax treatments are summarized in the table below. Detailed account characteristics are captured in “Tax Treatment of Investment and Retirement Accounts.” […]

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Modeling a Tax-Free Retirement Scenario

Using an advanced Tax-Free Retirement Calculator, we show how to implement a tax-optimized savings plan that will achieve ≈0% tax at retirement. First, let us look at the Tax-Free Retirement Calculator from FinCrafters App. It is a more advanced version of the Retirement Planning Calculator discussed in “Retirement Scenarios.” It enables you to figure out

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