Need help with Planning Your Finances?
Need help with Planning Your Finances?
Recommendations
While most of your assets will be managed as a stock/bond portfolio and real estate, consider diversifying a portion of your investments by using an IUL and Annuity. These are conservative investments which provide a counter balance to taking on additional risk with your stock portfolio. They are tax-free financial instruments that track the growth of a market index subject to constraints on the upside but with protection from downside risk.
Principal is protected with an IUL (Index Universal Life) or FIA (Fixed Index Annuity) investment. During a market downturn, these investments return 0%, thereby preserving principal.
Principal is protected with an IUL (Index Universal Life) or FIA (Fixed Index Annuity) investment. During a market downturn, these investments return 0%, thereby preserving principal.
IUL supplements your Roth IRA asset. Its market performance is highly tunable with the “pay for performance” feature. Review our blogs to learn about IUL benefits and how IUL works.
Beat longevity risk by supplementing Social Security benefits with an Annuity. It helps reduce overall asset volatility. Review our blogs to learn about Annuity benefits and how an Annuity works.
An IUL investment is a way to create a tax-free savings account for retirement and an Annuity is a means to create a self-sponsored pension plan. About 10-15% of your pre-retirement asset is a reasonable investment size for these financial instruments.
Blog: How IUL Works
An IUL investment is a way to create a tax-free savings account for retirement and an Annuity is a means to create a self-sponsored pension plan. About 15% of Taxable assets and 10% of Post-Tax assets are reasonable investment sizes for these financial instruments.
Blog: How IUL Works
Consult: Learn about these alternative investment choices so you can better strategize your tax-free retirement plan. Get your IUL, Annuity and LTC policy done in your 30s, 40s and 50s respectively! We can help you with customizing these investment options so it fits your overall asset portfolio.
Consult: Please contact us to customize an IUL and Annuity design that best suits your tax free retirement strategy.
Related Blogs
100% Completed
Read later? Receive modules in your inbox...
+ you won't miss important updates.
© 2019, FinCrafters
Crafted by
