Need help with Planning Your Finances?
Need help with Planning Your Finances?
Portfolio Management
Utilize the free tools on Yahoo Finance and Morningstar to track and manage your portfolio. The portfolio tracker in Yahoo Finance allows you to add your stocks, ETF, funds, etc. with transaction details such as cost basis, date and number of shares. You can monitor your daily and overall gain/loss in your portfolio.
Portfolio Tracker: Create multiple portfolios on Yahoo Finance, one to track your existing portfolios (brokerage, 401k, etc.) and others to watch positions you might be interested in.
Portfolio Tracker: Create multiple portfolios on Yahoo Finance, one to track your existing portfolios (brokerage, 401k, etc.) and others to watch positions you might be interested in.
Morningstar has a portfolio analyzer tool called X-ray, which allows you to disaggregate your portfolio into its component measures such as asset classes, style maps, sectors geographical spread, etc. It reports portfolio-level financial metrics and compares it to S&P 500 index. The X-ray tool is a subscription product, but you can sign up for a free 2-week trial.
The S&P 500 index returned an annualized ~10% CAGR (including dividends) with a 17% volatility over the last 50 years. The annual returns were roughly split equally between <0% (negative returns), 0-10%, 10-20%, >20% buckets. Median P/E ratio was 15.
The S&P 500 index returned an annualized ~10% CAGR (including dividends) with a 17% volatility over the last 50 years. The annual returns were roughly split equally between <0% (negative returns), 0-10%, 10-20%, >20% buckets.
Munis are State issued bonds. California currently offers 2-3% interest on a 30-year bond which is AA rated. Interest is not subject to Federal or CA State tax.
Blog: Bond Types
Munis are State issued bonds. California currently offers 2-3% interest on a 30-year bond which is AA rated. Interest is not subject to Federal or CA State tax.
Blog: Bond Types
Portfolio Analyzer: Checkout the X-ray tool to better understand your portfolio make-up and exposure to the different factors highlighted above. Study the position overlap feature and find out how much of popular stocks you actually hold through the various ETFs and Mutual Funds you own.
Portfolio Analyzer: Checkout the X-ray tool to better understand your portfolio make-up and exposure to the different factors highlighted above. Study the position overlap feature and find out how much of popular stocks you actually hold through the various ETFs and Mutual Funds you own.
The investment options (usually Mutual Funds and Target Funds) offered in 401k programs are sometimes very limited and have lackluster performance. However, you are able to invest in any stocks, funds or ETFs if your company offers a SDBA (Self-Directed Brokerage Account) option.The SDBA is a sub-account inside of your 401k account and hence has the same tax advantages as the 401k plan.
SDBA: Consider opening a SDBA if you have a sizable 401k account so that you are constrained by the investment options provided by your 401k administrator.
SDBA: Consider opening a SDBA if you have a sizable 401k account so that you are constrained by the investment options provided by your 401k administrator.
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Are you overexposed in some popular stocks from position overlap?
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Are you keeping track of your portfolio growth over multiple years?
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Are you overexposed in some popular stocks from position overlap?
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Are you keeping track of your portfolio growth over multiple years?
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